AffordWhat

Can You Afford a Home in Sultan, WA?

A typical home in Sultan is worth $564,753, up 0.3% over the past year. That is $182K below the Snohomish County typical of $746,872.

Income needed — 20% down $126,000 $3,478/mo, plus $112,951 down
Income needed — zero down (VA) $152,000 $4,171/mo, about $14,119 at closing

Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Sultan costs $564,753. Rates as of 5 September 2026; they move weekly and your quote will differ.

What each income level buys in Snohomish County

Prices below are what keeps housing at 33% of gross income, using Snohomish County’s 0.77% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.

Household incomeConventionalVAZero-down CUFHA
$75,000$321,000$265,000$243,000$259,000
$100,000$439,000$363,000$332,000$354,000
$125,000$558,000$460,000$422,000$450,000
$150,000$676,000$558,000$512,000$546,000
$200,000$913,000$754,000$691,000$737,000

How Sultan compares to nearby towns

TownTypical homeYear over yearIncome needed
Gold Bar $472,188-0.4% $107,000
Index $489,696+2.8% $111,000
Sultan (this page) $564,753+0.3% $126,000
Granite Falls $584,110+1.5% $131,000
Marysville $626,088+0.1% $139,000
Everett $648,066-1.6% $144,000
Arlington $664,068+0.7% $147,000

If Sultan is out of reach, Gold Bar, Index sit lower in the same county — same commute shed, same schools district-by-district, less money.

What this does not tell you

These are typical values, not listings. Half the homes in Sultan sell for less than $564,753, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.

Open the calculator for Sultan