Guides
Written for Washington, with real numbers from real counties. No signup, no lead forms, and no pretending the maximum a lender approves is a recommendation.
What Income Do You Need to Buy a House in Washington?
The honest answer, county by county. In most of Washington the income needed to buy the typical home is well above what the typical household earns.
Zero-Down Mortgages in Washington: What They Actually Cost
Zero down doesn't make a house cheaper. It costs six figures of purchasing power in Washington. Here's the arithmetic nobody shows you.
VA Loan vs Conventional in Washington: The Real Numbers
The VA loan prices below conventional and charges no mortgage insurance. Here's exactly what that's worth in Washington, and the cases where conventional still wins.
The 28% Rule Is Wrong in Washington. Here's What to Use Instead.
Washington has no state income tax, which breaks the standard affordability rule in a way that works in your favour — if you measure the right thing.
Washington's Most Affordable Counties in 2026
All 39 counties ranked by the income needed to buy the typical home, with what you give up and what you keep in each.