AffordWhat

Can You Afford a Home in Ravensdale, WA?

A typical home in Ravensdale is worth $862,944, down 1.9% over the past year. That is $28K above the King County typical of $835,385.

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Income needed — 20% down $195,000 $5,366/mo, plus $172,589 down
Income needed — zero down (VA) $234,000 $6,425/mo, about $21,574 at closing

Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Ravensdale costs $862,944. Rates as of 5 September 2026; they move weekly and your quote will differ.

What each income level buys in King County

Prices below are what keeps housing at 33% of gross income, using King County’s 0.84% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.

Household incomeConventionalVAZero-down CUFHA
$75,000$299,000$248,000$227,000$242,000
$100,000$417,000$345,000$316,000$337,000
$125,000$534,000$442,000$405,000$432,000
$150,000$651,000$538,000$494,000$526,000
$200,000$886,000$732,000$672,000$716,000

How Ravensdale compares to nearby towns

TownTypical homeYear over yearIncome needed
Maple Valley $770,918-2.2% $176,000
Shoreline $785,498-2.4% $179,000
Seattle $833,192-1.6% $189,000
Snoqualmie Pass $839,385+2% $190,000
Ravensdale (this page) $862,944-1.9% $195,000
Vashon $885,744-2.1% $200,000
Duvall $930,832-2.3% $210,000

If Ravensdale is out of reach, Maple Valley, Shoreline, Seattle, Snoqualmie Pass sit lower in the same county — same commute shed, same schools district-by-district, less money.

What this does not tell you

These are typical values, not listings. Half the homes in Ravensdale sell for less than $862,944, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.

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