AffordWhat

Can You Afford a Home in North Bend, WA?

A typical home in North Bend is worth $989,637, down 1% over the past year. That is $154K above the King County typical of $835,385.

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Income needed — 20% down $222,000 $6,109/mo, plus $197,927 down
Income needed — zero down (VA) $266,000 $7,323/mo, about $24,741 at closing

Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in North Bend costs $989,637. Rates as of 5 September 2026; they move weekly and your quote will differ.

What each income level buys in King County

Prices below are what keeps housing at 33% of gross income, using King County’s 0.84% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.

Household incomeConventionalVAZero-down CUFHA
$75,000$299,000$248,000$227,000$242,000
$100,000$417,000$345,000$316,000$337,000
$125,000$534,000$442,000$405,000$432,000
$150,000$651,000$538,000$494,000$526,000
$200,000$886,000$732,000$672,000$716,000

How North Bend compares to nearby towns

TownTypical homeYear over yearIncome needed
Duvall $930,832-2.3% $210,000
Carnation $979,198-1% $220,000
Kenmore $987,284-4.1% $222,000
North Bend (this page) $989,637-1% $222,000
Lake Forest Park $1,001,406-1.5% $225,000
Normandy Park $1,021,088+0.2% $229,000
Snoqualmie $1,061,472-2.7% $237,000

If North Bend is out of reach, Duvall, Carnation, Kenmore sit lower in the same county — same commute shed, same schools district-by-district, less money.

What this does not tell you

These are typical values, not listings. Half the homes in North Bend sell for less than $989,637, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.

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