AffordWhat

Can You Afford a Home in Clyde Hill, WA?

A typical home in Clyde Hill is worth $4,083,737, down 2.2% over the past year. That is $3,230K above the King County typical of $853,410.

Income needed — 20% down $877,000 $24,106/mo, plus $816,747 down
Income needed — zero down (VA) $1,059,000 $29,118/mo, about $102,093 at closing

Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Clyde Hill costs $4,083,737. Rates as of 5 September 2026; they move weekly and your quote will differ.

What each income level buys in King County

Prices below are what keeps housing at 33% of gross income, using King County’s 0.83% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.

Household incomeConventionalVAZero-down CUFHA
$75,000$318,000$263,000$241,000$257,000
$100,000$436,000$360,000$330,000$352,000
$125,000$553,000$457,000$419,000$447,000
$150,000$670,000$554,000$508,000$542,000
$200,000$905,000$748,000$687,000$732,000

How Clyde Hill compares to nearby towns

TownTypical homeYear over yearIncome needed
Bellevue $1,451,887-3.9% $316,000
Sammamish $1,557,390-5.6% $339,000
Mercer Island $2,295,406-1.6% $496,000
Beaux Arts Village $2,771,729-4.1% $597,000
Clyde Hill (this page) $4,083,737-2.2% $877,000
Yarrow Point $4,351,223-2.9% $934,000
Medina $4,597,261-2% $986,000

If Clyde Hill is out of reach, Bellevue, Sammamish, Mercer Island, Beaux Arts Village sit lower in the same county — same commute shed, same schools district-by-district, less money.

What this does not tell you

These are typical values, not listings. Half the homes in Clyde Hill sell for less than $4,083,737, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.

Open the calculator for Clyde Hill