Can You Afford a Home in Endicott, WA?
A typical home in Endicott is worth $238,529, down 1.6% over the past year. That is $101K below the Whitman County typical of $339,135.
Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Endicott costs $238,529. Rates as of 5 September 2026; they move weekly and your quote will differ.
What each income level buys in Whitman County
Prices below are what keeps housing at 33% of gross income, using Whitman County’s 0.75% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.
| Household income | Conventional | VA | Zero-down CU | FHA |
|---|---|---|---|---|
| $75,000 | $322,000 | $266,000 | $243,000 | $260,000 |
| $100,000 | $441,000 | $364,000 | $333,000 | $355,000 |
| $125,000 | $559,000 | $462,000 | $423,000 | $451,000 |
| $150,000 | $678,000 | $560,000 | $513,000 | $547,000 |
| $200,000 | $916,000 | $756,000 | $693,000 | $738,000 |
How Endicott compares to nearby towns
| Town | Typical home | Year over year | Income needed |
|---|---|---|---|
| Endicott (this page) | $238,529 | -1.6% | $57,000 |
| Tekoa | $245,199 | -4.4% | $59,000 |
| Rosalia | $270,391 | +4.4% | $64,000 |
| Garfield | $285,040 | -6.2% | $67,000 |
| La Crosse | $286,953 | -5% | $68,000 |
| Oakesdale | $289,547 | +8.6% | $68,000 |
| Farmington | $299,186 | -0.3% | $70,000 |
What this does not tell you
These are typical values, not listings. Half the homes in Endicott sell for less than $238,529, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.