Can You Afford a Home in Colton, WA?
A typical home in Colton is worth $402,575, down 2.1% over the past year. That is $63K above the Whitman County typical of $339,135.
Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Colton costs $402,575. Rates as of 5 September 2026; they move weekly and your quote will differ.
What each income level buys in Whitman County
Prices below are what keeps housing at 33% of gross income, using Whitman County’s 0.75% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.
| Household income | Conventional | VA | Zero-down CU | FHA |
|---|---|---|---|---|
| $75,000 | $322,000 | $266,000 | $243,000 | $260,000 |
| $100,000 | $441,000 | $364,000 | $333,000 | $355,000 |
| $125,000 | $559,000 | $462,000 | $423,000 | $451,000 |
| $150,000 | $678,000 | $560,000 | $513,000 | $547,000 |
| $200,000 | $916,000 | $756,000 | $693,000 | $738,000 |
How Colton compares to nearby towns
| Town | Typical home | Year over year | Income needed |
|---|---|---|---|
| Farmington | $299,186 | -0.3% | $70,000 |
| Saint John | $300,899 | +6.2% | $71,000 |
| Colfax | $324,936 | +0.4% | $76,000 |
| Palouse | $361,430 | +3.2% | $83,000 |
| Uniontown | $381,101 | -1.9% | $87,000 |
| Colton (this page) | $402,575 | -2.1% | $92,000 |
| Pullman | $435,863 | -2.7% | $99,000 |
If Colton is out of reach, Farmington, Saint John, Colfax, Palouse, Uniontown sit lower in the same county — same commute shed, same schools district-by-district, less money.
What this does not tell you
These are typical values, not listings. Half the homes in Colton sell for less than $402,575, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.