AffordWhat

Can You Afford a Home in Acme, WA?

A typical home in Acme is worth $502,049, up 0.2% over the past year. That is $119K below the Whatcom County typical of $621,299.

Income needed — 20% down $112,000 $3,085/mo, plus $100,410 down
Income needed — zero down (VA) $135,000 $3,701/mo, about $12,551 at closing

Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Acme costs $502,049. Rates as of 5 September 2026; they move weekly and your quote will differ.

What each income level buys in Whatcom County

Prices below are what keeps housing at 33% of gross income, using Whatcom County’s 0.7% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.

Household incomeConventionalVAZero-down CUFHA
$75,000$324,000$267,000$245,000$261,000
$100,000$444,000$366,000$335,000$357,000
$125,000$563,000$464,000$425,000$454,000
$150,000$683,000$563,000$516,000$550,000
$200,000$922,000$760,000$696,000$743,000

How Acme compares to nearby towns

TownTypical homeYear over yearIncome needed
Point Roberts $398,848+3.2% $91,000
Rockport $399,366+4.1% $91,000
Everson $499,386+0.2% $112,000
Acme (this page) $502,049+0.2% $112,000
Sumas $508,600+4.7% $114,000
Nooksack $521,261+0.2% $116,000
Blaine $546,376-0.3% $121,000

If Acme is out of reach, Point Roberts, Rockport, Everson sit lower in the same county — same commute shed, same schools district-by-district, less money.

What this does not tell you

These are typical values, not listings. Half the homes in Acme sell for less than $502,049, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.

Open the calculator for Acme