Can You Afford a Home in Walla Walla, WA?
A typical home in Walla Walla is worth $420,895, up 0.8% over the past year. That is $1K above the Walla Walla County typical of $420,247.
Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Walla Walla costs $420,895. Rates as of 5 September 2026; they move weekly and your quote will differ.
What each income level buys in Walla Walla County
Prices below are what keeps housing at 33% of gross income, using Walla Walla County’s 0.85% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.
| Household income | Conventional | VA | Zero-down CU | FHA |
|---|---|---|---|---|
| $75,000 | $317,000 | $262,000 | $241,000 | $257,000 |
| $100,000 | $434,000 | $359,000 | $330,000 | $351,000 |
| $125,000 | $551,000 | $456,000 | $419,000 | $446,000 |
| $150,000 | $669,000 | $553,000 | $507,000 | $541,000 |
| $200,000 | $903,000 | $747,000 | $685,000 | $730,000 |
How Walla Walla compares to nearby towns
| Town | Typical home | Year over year | Income needed |
|---|---|---|---|
| Waitsburg | $380,326 | +0.4% | $88,000 |
| College Place | $409,084 | +0.2% | $95,000 |
| Walla Walla (this page) | $420,895 | +0.8% | $97,000 |
| Prescott | $441,734 | +4.8% | $102,000 |
| Burbank | $482,775 | +1.2% | $110,000 |
| Touchet | $618,487 | +1.6% | $139,000 |
If Walla Walla is out of reach, Waitsburg, College Place sit lower in the same county — same commute shed, same schools district-by-district, less money.
What this does not tell you
These are typical values, not listings. Half the homes in Walla Walla sell for less than $420,895, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.