AffordWhat

Can You Afford a Home in Waitsburg, WA?

A typical home in Waitsburg is worth $372,943, up 0.2% over the past year. That is $43K below the Walla Walla County typical of $416,015.

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Income needed — 20% down $86,000 $2,358/mo, plus $74,589 down
Income needed — zero down (VA) $102,000 $2,816/mo, about $9,324 at closing

Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Waitsburg costs $372,943. Rates as of 5 September 2026; they move weekly and your quote will differ.

What each income level buys in Walla Walla County

Prices below are what keeps housing at 33% of gross income, using Walla Walla County’s 0.9% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.

Household incomeConventionalVAZero-down CUFHA
$75,000$323,000$267,000$246,000$261,000
$100,000$439,000$364,000$334,000$356,000
$125,000$556,000$460,000$422,000$450,000
$150,000$672,000$556,000$511,000$544,000
$200,000$904,000$749,000$687,000$732,000

How Waitsburg compares to nearby towns

TownTypical homeYear over yearIncome needed
Waitsburg (this page) $372,943+0.2% $86,000
College Place $405,399+0.3% $93,000
Walla Walla $416,341+0.7% $95,000
Prescott $438,066+5% $100,000
Burbank $479,358+1.3% $109,000
Touchet $608,808+2.3% $136,000

What this does not tell you

These are typical values, not listings. Half the homes in Waitsburg sell for less than $372,943, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.

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