Can You Afford a Home in Prescott, WA?
A typical home in Prescott is worth $438,066, up 5% over the past year. That is $22K above the Walla Walla County typical of $416,015.
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Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Prescott costs $438,066. Rates as of 5 September 2026; they move weekly and your quote will differ.
What each income level buys in Walla Walla County
Prices below are what keeps housing at 33% of gross income, using Walla Walla County’s 0.9% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.
| Household income | Conventional | VA | Zero-down CU | FHA |
|---|---|---|---|---|
| $75,000 | $323,000 | $267,000 | $246,000 | $261,000 |
| $100,000 | $439,000 | $364,000 | $334,000 | $356,000 |
| $125,000 | $556,000 | $460,000 | $422,000 | $450,000 |
| $150,000 | $672,000 | $556,000 | $511,000 | $544,000 |
| $200,000 | $904,000 | $749,000 | $687,000 | $732,000 |
How Prescott compares to nearby towns
| Town | Typical home | Year over year | Income needed |
|---|---|---|---|
| Waitsburg | $372,943 | +0.2% | $86,000 |
| College Place | $405,399 | +0.3% | $93,000 |
| Walla Walla | $416,341 | +0.7% | $95,000 |
| Prescott (this page) | $438,066 | +5% | $100,000 |
| Burbank | $479,358 | +1.3% | $109,000 |
| Touchet | $608,808 | +2.3% | $136,000 |
If Prescott is out of reach, Waitsburg, College Place, Walla Walla sit lower in the same county — same commute shed, same schools district-by-district, less money.
What this does not tell you
These are typical values, not listings. Half the homes in Prescott sell for less than $438,066, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.