Can You Afford a Home in Cathlamet, WA?
A typical home in Cathlamet is worth $428,344, up 1.8% over the past year. That is $21K above the Wahkiakum County typical of $407,666.
Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Cathlamet costs $428,344. Rates as of 5 September 2026; they move weekly and your quote will differ.
What each income level buys in Wahkiakum County
Prices below are what keeps housing at 33% of gross income, using Wahkiakum County’s 0.6% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.
| Household income | Conventional | VA | Zero-down CU | FHA |
|---|---|---|---|---|
| $75,000 | $329,000 | $270,000 | $247,000 | $264,000 |
| $100,000 | $450,000 | $370,000 | $339,000 | $362,000 |
| $125,000 | $572,000 | $470,000 | $430,000 | $459,000 |
| $150,000 | $693,000 | $570,000 | $521,000 | $557,000 |
| $200,000 | $936,000 | $769,000 | $704,000 | $752,000 |
How Cathlamet compares to nearby towns
| Town | Typical home | Year over year | Income needed |
|---|---|---|---|
| Skamokawa | $357,572 | +7.8% | $81,000 |
| Cathlamet (this page) | $428,344 | +1.8% | $95,000 |
If Cathlamet is out of reach, Skamokawa sits lower in the same county — same commute shed, same schools district-by-district, less money.
What this does not tell you
These are typical values, not listings. Half the homes in Cathlamet sell for less than $428,344, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.