Can You Afford a Home in Bucoda, WA?
A typical home in Bucoda is worth $322,796, up 3.1% over the past year. That is $209K below the Thurston County typical of $532,113.
Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Bucoda costs $322,796. Rates as of 5 September 2026; they move weekly and your quote will differ.
What each income level buys in Thurston County
Prices below are what keeps housing at 33% of gross income, using Thurston County’s 0.88% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.
| Household income | Conventional | VA | Zero-down CU | FHA |
|---|---|---|---|---|
| $75,000 | $316,000 | $261,000 | $240,000 | $256,000 |
| $100,000 | $433,000 | $358,000 | $329,000 | $350,000 |
| $125,000 | $549,000 | $455,000 | $417,000 | $444,000 |
| $150,000 | $666,000 | $551,000 | $506,000 | $539,000 |
| $200,000 | $899,000 | $744,000 | $683,000 | $727,000 |
How Bucoda compares to nearby towns
| Town | Typical home | Year over year | Income needed |
|---|---|---|---|
| Bucoda (this page) | $322,796 | +3.1% | $76,000 |
| Yelm | $490,346 | +0.6% | $112,000 |
| Tenino | $515,592 | +1.1% | $118,000 |
| Lacey | $517,030 | +0.2% | $118,000 |
| Rochester | $519,210 | +1.2% | $119,000 |
| Rainier | $523,870 | +1.5% | $120,000 |
| Tumwater | $529,264 | +0.9% | $121,000 |
What this does not tell you
These are typical values, not listings. Half the homes in Bucoda sell for less than $322,796, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.