AffordWhat

Can You Afford a Home in Northport, WA?

A typical home in Northport is worth $248,500, up 3.3% over the past year. That is $122K below the Stevens County typical of $370,659.

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Income needed — 20% down $57,000 $1,554/mo, plus $49,700 down
Income needed — zero down (VA) $68,000 $1,859/mo, about $6,213 at closing

Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Northport costs $248,500. Rates as of 5 September 2026; they move weekly and your quote will differ.

What each income level buys in Stevens County

Prices below are what keeps housing at 33% of gross income, using Stevens County’s 0.65% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.

Household incomeConventionalVAZero-down CUFHA
$75,000$338,000$278,000$254,000$272,000
$100,000$458,000$377,000$345,000$368,000
$125,000$579,000$476,000$436,000$465,000
$150,000$699,000$575,000$527,000$562,000
$200,000$940,000$774,000$709,000$756,000

How Northport compares to nearby towns

TownTypical homeYear over yearIncome needed
Northport (this page) $248,500+3.3% $57,000
Kettle Falls $278,425+2.2% $63,000
Ford $286,699+2.8% $64,000
Springdale $316,890+4.2% $71,000
Valley $318,549+3.9% $71,000
Colville $335,845+1.4% $75,000
Tumtum $346,459+2.5% $77,000

What this does not tell you

These are typical values, not listings. Half the homes in Northport sell for less than $248,500, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.

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