AffordWhat

Can You Afford a Home in Washougal, WA?

A typical home in Washougal is worth $637,680, up 1.1% over the past year. That is $80K above the Skamania County typical of $557,773.

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Income needed — 20% down $141,000 $3,880/mo, plus $127,536 down
Income needed — zero down (VA) $170,000 $4,662/mo, about $15,942 at closing

Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Washougal costs $637,680. Rates as of 5 September 2026; they move weekly and your quote will differ.

What each income level buys in Skamania County

Prices below are what keeps housing at 33% of gross income, using Skamania County’s 0.72% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.

Household incomeConventionalVAZero-down CUFHA
$75,000$322,000$266,000$243,000$260,000
$100,000$442,000$364,000$334,000$356,000
$125,000$561,000$462,000$424,000$452,000
$150,000$680,000$561,000$514,000$548,000
$200,000$919,000$758,000$694,000$740,000

How Washougal compares to nearby towns

TownTypical homeYear over yearIncome needed
Bingen $440,300-0.4% $100,000
Carson $457,370-1.4% $103,000
North Bonneville $478,252+1.1% $108,000
Stevenson $546,026-0.3% $122,000
Washougal (this page) $637,680+1.1% $141,000
Underwood $788,047-0.6% $173,000

If Washougal is out of reach, Bingen, Carson, North Bonneville, Stevenson sit lower in the same county — same commute shed, same schools district-by-district, less money.

What this does not tell you

These are typical values, not listings. Half the homes in Washougal sell for less than $637,680, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.

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