AffordWhat

Can You Afford a Home in Washougal, WA?

A typical home in Washougal is worth $645,057, up 0.6% over the past year. That is $78K above the Skamania County typical of $567,253.

Income needed — 20% down $141,000 $3,890/mo, plus $129,011 down
Income needed — zero down (VA) $170,000 $4,682/mo, about $16,126 at closing

Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Washougal costs $645,057. Rates as of 5 September 2026; they move weekly and your quote will differ.

What each income level buys in Skamania County

Prices below are what keeps housing at 33% of gross income, using Skamania County’s 0.67% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.

Household incomeConventionalVAZero-down CUFHA
$75,000$326,000$268,000$246,000$262,000
$100,000$446,000$367,000$336,000$359,000
$125,000$566,000$466,000$427,000$455,000
$150,000$686,000$565,000$517,000$552,000
$200,000$926,000$763,000$699,000$745,000

How Washougal compares to nearby towns

TownTypical homeYear over yearIncome needed
Bingen $441,016-0.8% $99,000
Carson $460,953-2.3% $103,000
North Bonneville $480,858-0.2% $107,000
Stevenson $557,466-1.7% $123,000
Washougal (this page) $645,057+0.6% $141,000
Underwood $796,892-2% $173,000

If Washougal is out of reach, Bingen, Carson, North Bonneville, Stevenson sit lower in the same county — same commute shed, same schools district-by-district, less money.

What this does not tell you

These are typical values, not listings. Half the homes in Washougal sell for less than $645,057, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.

Open the calculator for Washougal