Can You Afford a Home in Underwood, WA?
A typical home in Underwood is worth $788,047, down 0.6% over the past year. That is $230K above the Skamania County typical of $557,773.
Open the calculator for Underwood Free, instant, no signup
Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Underwood costs $788,047. Rates as of 5 September 2026; they move weekly and your quote will differ.
What each income level buys in Skamania County
Prices below are what keeps housing at 33% of gross income, using Skamania County’s 0.72% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.
| Household income | Conventional | VA | Zero-down CU | FHA |
|---|---|---|---|---|
| $75,000 | $322,000 | $266,000 | $243,000 | $260,000 |
| $100,000 | $442,000 | $364,000 | $334,000 | $356,000 |
| $125,000 | $561,000 | $462,000 | $424,000 | $452,000 |
| $150,000 | $680,000 | $561,000 | $514,000 | $548,000 |
| $200,000 | $919,000 | $758,000 | $694,000 | $740,000 |
How Underwood compares to nearby towns
| Town | Typical home | Year over year | Income needed |
|---|---|---|---|
| Bingen | $440,300 | -0.4% | $100,000 |
| Carson | $457,370 | -1.4% | $103,000 |
| North Bonneville | $478,252 | +1.1% | $108,000 |
| Stevenson | $546,026 | -0.3% | $122,000 |
| Washougal | $637,680 | +1.1% | $141,000 |
| Underwood (this page) | $788,047 | -0.6% | $173,000 |
If Underwood is out of reach, Bingen, Carson, North Bonneville, Stevenson, Washougal sit lower in the same county — same commute shed, same schools district-by-district, less money.
What this does not tell you
These are typical values, not listings. Half the homes in Underwood sell for less than $788,047, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.