AffordWhat

Can You Afford a Home in Concrete, WA?

A typical home in Concrete is worth $260,461, up 1.6% over the past year. That is $327K below the Skagit County typical of $587,735.

Income needed — 20% down $62,000 $1,716/mo, plus $52,092 down
Income needed — zero down (VA) $74,000 $2,036/mo, about $6,512 at closing

Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Concrete costs $260,461. Rates as of 5 September 2026; they move weekly and your quote will differ.

What each income level buys in Skagit County

Prices below are what keeps housing at 33% of gross income, using Skagit County’s 0.79% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.

Household incomeConventionalVAZero-down CUFHA
$75,000$320,000$264,000$242,000$258,000
$100,000$438,000$362,000$332,000$354,000
$125,000$556,000$459,000$421,000$449,000
$150,000$674,000$557,000$511,000$544,000
$200,000$911,000$752,000$690,000$735,000

How Concrete compares to nearby towns

TownTypical homeYear over yearIncome needed
Marblemount $213,406-3.9% $52,000
Concrete (this page) $260,461+1.6% $62,000
La Conner $455,535-3.5% $104,000
Lyman $472,532+2.1% $107,000
Sedro-Woolley $500,8890% $113,000
Burlington $543,667+1.1% $122,000
Mount Vernon $592,945+1.5% $133,000

If Concrete is out of reach, Marblemount sits lower in the same county — same commute shed, same schools district-by-district, less money.

What this does not tell you

These are typical values, not listings. Half the homes in Concrete sell for less than $260,461, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.

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