AffordWhat

Can You Afford a Home in Burlington, WA?

A typical home in Burlington is worth $538,793, up 0.9% over the past year. That is $40K below the Skagit County typical of $578,908.

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Income needed — 20% down $122,000 $3,363/mo, plus $107,759 down
Income needed — zero down (VA) $146,000 $4,024/mo, about $13,470 at closing

Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Burlington costs $538,793. Rates as of 5 September 2026; they move weekly and your quote will differ.

What each income level buys in Skagit County

Prices below are what keeps housing at 33% of gross income, using Skagit County’s 0.82% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.

Household incomeConventionalVAZero-down CUFHA
$75,000$316,000$261,000$240,000$256,000
$100,000$434,000$359,000$329,000$351,000
$125,000$552,000$456,000$418,000$446,000
$150,000$669,000$553,000$507,000$541,000
$200,000$904,000$748,000$686,000$731,000

How Burlington compares to nearby towns

TownTypical homeYear over yearIncome needed
Concrete $256,634+0.6% $62,000
La Conner $455,246-4.4% $105,000
Lyman $458,200+1.7% $105,000
Sedro-Woolley $495,3250% $113,000
Burlington (this page) $538,793+0.9% $122,000
Mount Vernon $584,082+1.3% $132,000
Anacortes $715,464+1% $160,000

If Burlington is out of reach, Concrete, La Conner, Lyman, Sedro-Woolley sit lower in the same county — same commute shed, same schools district-by-district, less money.

What this does not tell you

These are typical values, not listings. Half the homes in Burlington sell for less than $538,793, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.

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