Can You Afford a Home in Bow, WA?
A typical home in Bow is worth $856,480, up 3.1% over the past year. That is $269K above the Skagit County typical of $587,735.
Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Bow costs $856,480. Rates as of 5 September 2026; they move weekly and your quote will differ.
What each income level buys in Skagit County
Prices below are what keeps housing at 33% of gross income, using Skagit County’s 0.79% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.
| Household income | Conventional | VA | Zero-down CU | FHA |
|---|---|---|---|---|
| $75,000 | $320,000 | $264,000 | $242,000 | $258,000 |
| $100,000 | $438,000 | $362,000 | $332,000 | $354,000 |
| $125,000 | $556,000 | $459,000 | $421,000 | $449,000 |
| $150,000 | $674,000 | $557,000 | $511,000 | $544,000 |
| $200,000 | $911,000 | $752,000 | $690,000 | $735,000 |
How Bow compares to nearby towns
| Town | Typical home | Year over year | Income needed |
|---|---|---|---|
| La Conner | $455,535 | -3.5% | $104,000 |
| Lyman | $472,532 | +2.1% | $107,000 |
| Sedro-Woolley | $500,889 | 0% | $113,000 |
| Burlington | $543,667 | +1.1% | $122,000 |
| Mount Vernon | $592,945 | +1.5% | $133,000 |
| Anacortes | $728,211 | +1.2% | $161,000 |
| Bow (this page) | $856,480 | +3.1% | $189,000 |
If Bow is out of reach, La Conner, Lyman, Sedro-Woolley, Burlington, Mount Vernon, Anacortes sit lower in the same county — same commute shed, same schools district-by-district, less money.
What this does not tell you
These are typical values, not listings. Half the homes in Bow sell for less than $856,480, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.