AffordWhat

Can You Afford a Home in Waller, WA?

A typical home in Waller is worth $597,635, up 0.7% over the past year. That is $26K above the Pierce County typical of $572,113.

Income needed — 20% down $136,000 $3,738/mo, plus $119,527 down
Income needed — zero down (VA) $163,000 $4,472/mo, about $14,941 at closing

Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Waller costs $597,635. Rates as of 5 September 2026; they move weekly and your quote will differ.

What each income level buys in Pierce County

Prices below are what keeps housing at 33% of gross income, using Pierce County’s 0.91% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.

Household incomeConventionalVAZero-down CUFHA
$75,000$315,000$261,000$239,000$255,000
$100,000$431,000$357,000$328,000$349,000
$125,000$547,000$453,000$416,000$443,000
$150,000$663,000$549,000$504,000$537,000
$200,000$895,000$741,000$681,000$725,000

How Waller compares to nearby towns

TownTypical homeYear over yearIncome needed
Milton $572,843-0.2% $131,000
Puyallup $573,0270% $131,000
Summit $592,588-0.3% $135,000
Sumner $597,314+0.9% $136,000
Waller (this page) $597,635+0.7% $136,000
Eatonville $600,077+0.5% $136,000
Graham $604,552-0.2% $137,000

If Waller is out of reach, Milton, Puyallup, Summit, Sumner sit lower in the same county — same commute shed, same schools district-by-district, less money.

What this does not tell you

These are typical values, not listings. Half the homes in Waller sell for less than $597,635, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.

Open the calculator for Waller