AffordWhat

Can You Afford a Home in Frederickson, WA?

A typical home in Frederickson is worth $542,227, up 1.1% over the past year. That is $30K below the Pierce County typical of $572,113.

Income needed — 20% down $124,000 $3,410/mo, plus $108,445 down
Income needed — zero down (VA) $148,000 $4,076/mo, about $13,556 at closing

Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Frederickson costs $542,227. Rates as of 5 September 2026; they move weekly and your quote will differ.

What each income level buys in Pierce County

Prices below are what keeps housing at 33% of gross income, using Pierce County’s 0.91% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.

Household incomeConventionalVAZero-down CUFHA
$75,000$315,000$261,000$239,000$255,000
$100,000$431,000$357,000$328,000$349,000
$125,000$547,000$453,000$416,000$443,000
$150,000$663,000$549,000$504,000$537,000
$200,000$895,000$741,000$681,000$725,000

How Frederickson compares to nearby towns

TownTypical homeYear over yearIncome needed
Lakewood $525,021+0.1% $120,000
Carbonado $533,526+0.8% $122,000
Clover Creek $534,960+0.8% $122,000
Lakebay $537,315-0.7% $123,000
Frederickson (this page) $542,227+1.1% $124,000
Fife $557,282-0.3% $127,000
Orting $560,297-0.9% $128,000

If Frederickson is out of reach, Lakewood, Carbonado, Clover Creek, Lakebay sit lower in the same county — same commute shed, same schools district-by-district, less money.

What this does not tell you

These are typical values, not listings. Half the homes in Frederickson sell for less than $542,227, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.

Open the calculator for Frederickson