AffordWhat

Can You Afford a Home in Fife, WA?

A typical home in Fife is worth $550,477, down 0.2% over the past year. That is $14K below the Pierce County typical of $564,102.

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Income needed — 20% down $127,000 $3,480/mo, plus $110,095 down
Income needed — zero down (VA) $151,000 $4,156/mo, about $13,762 at closing

Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Fife costs $550,477. Rates as of 5 September 2026; they move weekly and your quote will differ.

What each income level buys in Pierce County

Prices below are what keeps housing at 33% of gross income, using Pierce County’s 0.94% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.

Household incomeConventionalVAZero-down CUFHA
$75,000$312,000$259,000$237,000$253,000
$100,000$428,000$354,000$325,000$347,000
$125,000$543,000$450,000$414,000$440,000
$150,000$659,000$546,000$502,000$534,000
$200,000$890,000$738,000$678,000$722,000

How Fife compares to nearby towns

TownTypical homeYear over yearIncome needed
Clover Creek $529,068+0.9% $122,000
Frederickson $534,892+1.2% $123,000
Fife (this page) $550,477-0.2% $127,000
Orting $551,375-0.9% $127,000
Dupont $555,067+0.9% $128,000
Milton $564,515+0.1% $130,000
Puyallup $565,156+0.2% $130,000

If Fife is out of reach, Clover Creek, Frederickson sit lower in the same county — same commute shed, same schools district-by-district, less money.

What this does not tell you

These are typical values, not listings. Half the homes in Fife sell for less than $550,477, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.

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