Can You Afford a Home in Ione, WA?
A typical home in Ione is worth $279,155, down 3.4% over the past year. That is $91K below the Pend Oreille County typical of $369,819.
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Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Ione costs $279,155. Rates as of 5 September 2026; they move weekly and your quote will differ.
What each income level buys in Pend Oreille County
Prices below are what keeps housing at 33% of gross income, using Pend Oreille County’s 0.67% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.
| Household income | Conventional | VA | Zero-down CU | FHA |
|---|---|---|---|---|
| $75,000 | $337,000 | $277,000 | $254,000 | $271,000 |
| $100,000 | $457,000 | $376,000 | $345,000 | $368,000 |
| $125,000 | $577,000 | $475,000 | $435,000 | $464,000 |
| $150,000 | $697,000 | $574,000 | $526,000 | $561,000 |
| $200,000 | $938,000 | $772,000 | $707,000 | $754,000 |
How Ione compares to nearby towns
| Town | Typical home | Year over year | Income needed |
|---|---|---|---|
| Metaline Falls | $255,650 | +1.3% | $58,000 |
| Ione (this page) | $279,155 | -3.4% | $63,000 |
| Cusick | $281,510 | -1.3% | $64,000 |
| Newport | $408,094 | +0.4% | $90,000 |
If Ione is out of reach, Metaline Falls sits lower in the same county — same commute shed, same schools district-by-district, less money.
What this does not tell you
These are typical values, not listings. Half the homes in Ione sell for less than $279,155, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.