Can You Afford a Home in Mazama, WA?
A typical home in Mazama is worth $660,857, down 3.8% over the past year. That is $344K above the Okanogan County typical of $317,305.
Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Mazama costs $660,857. Rates as of 5 September 2026; they move weekly and your quote will differ.
What each income level buys in Okanogan County
Prices below are what keeps housing at 33% of gross income, using Okanogan County’s 0.76% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.
| Household income | Conventional | VA | Zero-down CU | FHA |
|---|---|---|---|---|
| $75,000 | $321,000 | $265,000 | $243,000 | $259,000 |
| $100,000 | $440,000 | $363,000 | $333,000 | $355,000 |
| $125,000 | $559,000 | $461,000 | $423,000 | $451,000 |
| $150,000 | $677,000 | $559,000 | $512,000 | $546,000 |
| $200,000 | $914,000 | $755,000 | $692,000 | $738,000 |
How Mazama compares to nearby towns
| Town | Typical home | Year over year | Income needed |
|---|---|---|---|
| Brewster | $328,156 | +3% | $76,000 |
| Methow | $361,664 | -1% | $83,000 |
| Twisp | $451,342 | -3.3% | $102,000 |
| Pateros | $455,026 | +1% | $103,000 |
| Carlton | $498,358 | -4% | $112,000 |
| Winthrop | $616,570 | -2.7% | $137,000 |
| Mazama (this page) | $660,857 | -3.8% | $147,000 |
If Mazama is out of reach, Brewster, Methow, Twisp, Pateros, Carlton, Winthrop sit lower in the same county — same commute shed, same schools district-by-district, less money.
What this does not tell you
These are typical values, not listings. Half the homes in Mazama sell for less than $660,857, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.