AffordWhat

Can You Afford a Home in Lilliwaup, WA?

A typical home in Lilliwaup is worth $367,599, up 0.1% over the past year. That is $91K below the Mason County typical of $458,604.

Income needed — 20% down $84,000 $2,321/mo, plus $73,520 down
Income needed — zero down (VA) $101,000 $2,772/mo, about $9,190 at closing

Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Lilliwaup costs $367,599. Rates as of 5 September 2026; they move weekly and your quote will differ.

What each income level buys in Mason County

Prices below are what keeps housing at 33% of gross income, using Mason County’s 0.73% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.

Household incomeConventionalVAZero-down CUFHA
$75,000$323,000$266,000$244,000$260,000
$100,000$442,000$364,000$334,000$356,000
$125,000$561,000$463,000$424,000$452,000
$150,000$680,000$561,000$514,000$548,000
$200,000$918,000$757,000$694,000$740,000

How Lilliwaup compares to nearby towns

TownTypical homeYear over yearIncome needed
Hoodsport $352,795-1.1% $81,000
Lilliwaup (this page) $367,599+0.1% $84,000
Shelton $430,027-0.1% $98,000
Tahuya $444,032+1% $100,000
Belfair $488,770-0.2% $110,000
Union $523,111+0.2% $117,000
Allyn $543,982-0.4% $121,000

If Lilliwaup is out of reach, Hoodsport sits lower in the same county — same commute shed, same schools district-by-district, less money.

What this does not tell you

These are typical values, not listings. Half the homes in Lilliwaup sell for less than $367,599, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.

Open the calculator for Lilliwaup