Can You Afford a Home in Belfair, WA?
A typical home in Belfair is worth $481,606, up 0% over the past year. That is $30K above the Mason County typical of $451,737.
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Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Belfair costs $481,606. Rates as of 5 September 2026; they move weekly and your quote will differ.
What each income level buys in Mason County
Prices below are what keeps housing at 33% of gross income, using Mason County’s 0.75% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.
| Household income | Conventional | VA | Zero-down CU | FHA |
|---|---|---|---|---|
| $75,000 | $328,000 | $270,000 | $248,000 | $264,000 |
| $100,000 | $446,000 | $368,000 | $338,000 | $360,000 |
| $125,000 | $565,000 | $466,000 | $427,000 | $456,000 |
| $150,000 | $684,000 | $564,000 | $517,000 | $552,000 |
| $200,000 | $922,000 | $760,000 | $697,000 | $743,000 |
How Belfair compares to nearby towns
| Town | Typical home | Year over year | Income needed |
|---|---|---|---|
| Hoodsport | $347,409 | -1.5% | $79,000 |
| Lilliwaup | $361,686 | +0.3% | $82,000 |
| Shelton | $423,446 | +0.1% | $95,000 |
| Tahuya | $437,571 | +1.3% | $98,000 |
| Belfair (this page) | $481,606 | 0% | $107,000 |
| Union | $516,706 | +0.3% | $115,000 |
| Allyn | $536,554 | -0.2% | $119,000 |
If Belfair is out of reach, Hoodsport, Lilliwaup, Shelton, Tahuya sit lower in the same county — same commute shed, same schools district-by-district, less money.
What this does not tell you
These are typical values, not listings. Half the homes in Belfair sell for less than $481,606, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.