Can You Afford a Home in Reardan, WA?
A typical home in Reardan is worth $399,407, down 2.1% over the past year. That is $79K above the Lincoln County typical of $320,606.
Open the calculator for Reardan Free, instant, no signup
Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Reardan costs $399,407. Rates as of 5 September 2026; they move weekly and your quote will differ.
What each income level buys in Lincoln County
Prices below are what keeps housing at 33% of gross income, using Lincoln County’s 0.6% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.
| Household income | Conventional | VA | Zero-down CU | FHA |
|---|---|---|---|---|
| $75,000 | $343,000 | $282,000 | $258,000 | $276,000 |
| $100,000 | $465,000 | $382,000 | $350,000 | $373,000 |
| $125,000 | $586,000 | $482,000 | $441,000 | $471,000 |
| $150,000 | $708,000 | $582,000 | $532,000 | $568,000 |
| $200,000 | $951,000 | $781,000 | $715,000 | $763,000 |
How Reardan compares to nearby towns
| Town | Typical home | Year over year | Income needed |
|---|---|---|---|
| Odessa | $217,954 | -1.9% | $49,000 |
| Wilbur | $291,434 | +1.1% | $64,000 |
| Davenport | $366,028 | -0.4% | $80,000 |
| Creston | $368,610 | -1.2% | $80,000 |
| Reardan (this page) | $399,407 | -2.1% | $87,000 |
If Reardan is out of reach, Odessa, Wilbur, Davenport, Creston sit lower in the same county — same commute shed, same schools district-by-district, less money.
What this does not tell you
These are typical values, not listings. Half the homes in Reardan sell for less than $399,407, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.