AffordWhat

Can You Afford a Home in Davenport, WA?

A typical home in Davenport is worth $366,028, down 0.4% over the past year. That is $45K above the Lincoln County typical of $320,606.

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Income needed — 20% down $80,000 $2,190/mo, plus $73,206 down
Income needed — zero down (VA) $96,000 $2,640/mo, about $9,151 at closing

Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Davenport costs $366,028. Rates as of 5 September 2026; they move weekly and your quote will differ.

What each income level buys in Lincoln County

Prices below are what keeps housing at 33% of gross income, using Lincoln County’s 0.6% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.

Household incomeConventionalVAZero-down CUFHA
$75,000$343,000$282,000$258,000$276,000
$100,000$465,000$382,000$350,000$373,000
$125,000$586,000$482,000$441,000$471,000
$150,000$708,000$582,000$532,000$568,000
$200,000$951,000$781,000$715,000$763,000

How Davenport compares to nearby towns

TownTypical homeYear over yearIncome needed
Odessa $217,954-1.9% $49,000
Wilbur $291,434+1.1% $64,000
Davenport (this page) $366,028-0.4% $80,000
Creston $368,610-1.2% $80,000
Reardan $399,407-2.1% $87,000

If Davenport is out of reach, Odessa, Wilbur sit lower in the same county — same commute shed, same schools district-by-district, less money.

What this does not tell you

These are typical values, not listings. Half the homes in Davenport sell for less than $366,028, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.

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