AffordWhat

Can You Afford a Home in Pe Ell, WA?

A typical home in Pe Ell is worth $313,902, down 4.1% over the past year. That is $127K below the Lewis County typical of $440,705.

Income needed — 20% down $73,000 $1,996/mo, plus $62,780 down
Income needed — zero down (VA) $87,000 $2,381/mo, about $7,848 at closing

Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Pe Ell costs $313,902. Rates as of 5 September 2026; they move weekly and your quote will differ.

What each income level buys in Lewis County

Prices below are what keeps housing at 33% of gross income, using Lewis County’s 0.67% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.

Household incomeConventionalVAZero-down CUFHA
$75,000$326,000$268,000$246,000$262,000
$100,000$446,000$367,000$336,000$359,000
$125,000$566,000$466,000$427,000$455,000
$150,000$686,000$565,000$517,000$552,000
$200,000$926,000$763,000$699,000$745,000

How Pe Ell compares to nearby towns

TownTypical homeYear over yearIncome needed
Pe Ell (this page) $313,902-4.1% $73,000
Randle $354,175+0.6% $81,000
Vader $354,198-0.4% $81,000
Morton $355,432+0.4% $81,000
Centralia $398,862+0.6% $90,000
Napavine $427,257+3.8% $96,000
Mossyrock $451,428+1.1% $101,000

What this does not tell you

These are typical values, not listings. Half the homes in Pe Ell sell for less than $313,902, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.

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