AffordWhat

Can You Afford a Home in Packwood, WA?

A typical home in Packwood is worth $451,317, up 2.4% over the past year. That is $17K above the Lewis County typical of $433,836.

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Income needed — 20% down $100,000 $2,756/mo, plus $90,263 down
Income needed — zero down (VA) $120,000 $3,310/mo, about $11,283 at closing

Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Packwood costs $451,317. Rates as of 5 September 2026; they move weekly and your quote will differ.

What each income level buys in Lewis County

Prices below are what keeps housing at 33% of gross income, using Lewis County’s 0.71% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.

Household incomeConventionalVAZero-down CUFHA
$75,000$331,000$273,000$250,000$266,000
$100,000$450,000$371,000$340,000$363,000
$125,000$570,000$470,000$430,000$459,000
$150,000$689,000$568,000$520,000$555,000
$200,000$928,000$765,000$701,000$748,000

How Packwood compares to nearby towns

TownTypical homeYear over yearIncome needed
Napavine $422,438+4% $94,000
Mossyrock $444,029+1% $99,000
Packwood (this page) $451,317+2.4% $100,000
Winlock $462,850+2.3% $103,000
Chehalis $480,040+2% $106,000
Silver Creek $504,997+0.7% $111,000
Onalaska $508,905+2.3% $112,000

If Packwood is out of reach, Napavine, Mossyrock sit lower in the same county — same commute shed, same schools district-by-district, less money.

What this does not tell you

These are typical values, not listings. Half the homes in Packwood sell for less than $451,317, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.

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