AffordWhat

Can You Afford a Home in Morton, WA?

A typical home in Morton is worth $351,542, up 0.6% over the past year. That is $82K below the Lewis County typical of $433,836.

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Income needed — 20% down $79,000 $2,182/mo, plus $70,308 down
Income needed — zero down (VA) $95,000 $2,614/mo, about $8,789 at closing

Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Morton costs $351,542. Rates as of 5 September 2026; they move weekly and your quote will differ.

What each income level buys in Lewis County

Prices below are what keeps housing at 33% of gross income, using Lewis County’s 0.71% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.

Household incomeConventionalVAZero-down CUFHA
$75,000$331,000$273,000$250,000$266,000
$100,000$450,000$371,000$340,000$363,000
$125,000$570,000$470,000$430,000$459,000
$150,000$689,000$568,000$520,000$555,000
$200,000$928,000$765,000$701,000$748,000

How Morton compares to nearby towns

TownTypical homeYear over yearIncome needed
Pe Ell $309,559-3.2% $71,000
Vader $348,182-0.8% $79,000
Randle $348,614+0.9% $79,000
Morton (this page) $351,542+0.6% $79,000
Centralia $392,170+0.3% $88,000
Napavine $422,438+4% $94,000
Mossyrock $444,029+1% $99,000

If Morton is out of reach, Pe Ell, Vader, Randle sit lower in the same county — same commute shed, same schools district-by-district, less money.

What this does not tell you

These are typical values, not listings. Half the homes in Morton sell for less than $351,542, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.

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