AffordWhat

Can You Afford a Home in Roslyn, WA?

A typical home in Roslyn is worth $464,620, up 1.8% over the past year. That is $38K below the Kittitas County typical of $502,405.

Income needed — 20% down $104,000 $2,873/mo, plus $92,924 down
Income needed — zero down (VA) $125,000 $3,444/mo, about $11,616 at closing

Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Roslyn costs $464,620. Rates as of 5 September 2026; they move weekly and your quote will differ.

What each income level buys in Kittitas County

Prices below are what keeps housing at 33% of gross income, using Kittitas County’s 0.71% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.

Household incomeConventionalVAZero-down CUFHA
$75,000$324,000$267,000$244,000$261,000
$100,000$443,000$365,000$335,000$357,000
$125,000$563,000$464,000$425,000$453,000
$150,000$682,000$562,000$515,000$549,000
$200,000$921,000$759,000$696,000$742,000

How Roslyn compares to nearby towns

TownTypical homeYear over yearIncome needed
Easton $407,291-0.1% $92,000
South Cle Elum $412,165+1.4% $94,000
Ellensburg $460,975-0.1% $104,000
Roslyn (this page) $464,620+1.8% $104,000
Thorp $485,205+3.5% $109,000
Cle Elum $608,187+0.9% $135,000
Ronald $614,785-4.5% $136,000

If Roslyn is out of reach, Easton, South Cle Elum, Ellensburg sit lower in the same county — same commute shed, same schools district-by-district, less money.

What this does not tell you

These are typical values, not listings. Half the homes in Roslyn sell for less than $464,620, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.

Open the calculator for Roslyn