AffordWhat

Can You Afford a Home in Hansville, WA?

A typical home in Hansville is worth $720,858, up 0.7% over the past year. That is $132K above the Kitsap County typical of $589,268.

Income needed — 20% down $159,000 $4,384/mo, plus $144,172 down
Income needed — zero down (VA) $192,000 $5,269/mo, about $18,021 at closing

Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Hansville costs $720,858. Rates as of 5 September 2026; they move weekly and your quote will differ.

What each income level buys in Kitsap County

Prices below are what keeps housing at 33% of gross income, using Kitsap County’s 0.77% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.

Household incomeConventionalVAZero-down CUFHA
$75,000$321,000$265,000$243,000$259,000
$100,000$439,000$363,000$332,000$354,000
$125,000$558,000$460,000$422,000$450,000
$150,000$676,000$558,000$512,000$546,000
$200,000$913,000$754,000$691,000$737,000

How Hansville compares to nearby towns

TownTypical homeYear over yearIncome needed
Silverdale $610,290+1.5% $136,000
Kingston $674,749+0.6% $150,000
Poulsbo $675,871+0.8% $150,000
Indianola $690,334+1.5% $153,000
Seabeck $704,270+3.3% $156,000
Hansville (this page) $720,858+0.7% $159,000
Olalla $734,211+0.8% $162,000

If Hansville is out of reach, Silverdale, Kingston, Poulsbo, Indianola, Seabeck sit lower in the same county — same commute shed, same schools district-by-district, less money.

What this does not tell you

These are typical values, not listings. Half the homes in Hansville sell for less than $720,858, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.

Open the calculator for Hansville