Can You Afford a Home in Bremerton, WA?
A typical home in Bremerton is worth $488,829, up 1.2% over the past year. That is $100K below the Kitsap County typical of $589,268.
Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Bremerton costs $488,829. Rates as of 5 September 2026; they move weekly and your quote will differ.
What each income level buys in Kitsap County
Prices below are what keeps housing at 33% of gross income, using Kitsap County’s 0.77% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.
| Household income | Conventional | VA | Zero-down CU | FHA |
|---|---|---|---|---|
| $75,000 | $321,000 | $265,000 | $243,000 | $259,000 |
| $100,000 | $439,000 | $363,000 | $332,000 | $354,000 |
| $125,000 | $558,000 | $460,000 | $422,000 | $450,000 |
| $150,000 | $676,000 | $558,000 | $512,000 | $546,000 |
| $200,000 | $913,000 | $754,000 | $691,000 | $737,000 |
How Bremerton compares to nearby towns
| Town | Typical home | Year over year | Income needed |
|---|---|---|---|
| Suquamish | $477,209 | -0.8% | $108,000 |
| Bremerton (this page) | $488,829 | +1.2% | $110,000 |
| Port Orchard | $565,709 | +1.9% | $127,000 |
| Keyport | $577,399 | +2.4% | $129,000 |
| Silverdale | $610,290 | +1.5% | $136,000 |
| Kingston | $674,749 | +0.6% | $150,000 |
| Poulsbo | $675,871 | +0.8% | $150,000 |
If Bremerton is out of reach, Suquamish sits lower in the same county — same commute shed, same schools district-by-district, less money.
What this does not tell you
These are typical values, not listings. Half the homes in Bremerton sell for less than $488,829, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.