AffordWhat

Can You Afford a Home in Forks, WA?

A typical home in Forks is worth $339,748, up 0.9% over the past year. That is $268K below the Jefferson County typical of $607,624.

Income needed — 20% down $78,000 $2,155/mo, plus $67,950 down
Income needed — zero down (VA) $94,000 $2,572/mo, about $8,494 at closing

Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Forks costs $339,748. Rates as of 5 September 2026; they move weekly and your quote will differ.

What each income level buys in Jefferson County

Prices below are what keeps housing at 33% of gross income, using Jefferson County’s 0.71% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.

Household incomeConventionalVAZero-down CUFHA
$75,000$324,000$267,000$244,000$261,000
$100,000$443,000$365,000$335,000$357,000
$125,000$563,000$464,000$425,000$453,000
$150,000$682,000$562,000$515,000$549,000
$200,000$921,000$759,000$696,000$742,000

How Forks compares to nearby towns

TownTypical homeYear over yearIncome needed
Forks (this page) $339,748+0.9% $78,000
Brinnon $368,910+0.5% $84,000
Quilcene $470,937+0.6% $106,000
Port Hadlock $472,446+0.7% $106,000
Chimacum $562,623-0.3% $125,000
Port Townsend $644,009+0.2% $142,000
Port Ludlow $659,342-0.5% $145,000

What this does not tell you

These are typical values, not listings. Half the homes in Forks sell for less than $339,748, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.

Open the calculator for Forks