AffordWhat

Can You Afford a Home in Forks, WA?

A typical home in Forks is worth $334,506, up 0.2% over the past year. That is $263K below the Jefferson County typical of $597,128.

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Income needed — 20% down $78,000 $2,150/mo, plus $66,901 down
Income needed — zero down (VA) $93,000 $2,560/mo, about $8,363 at closing

Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Forks costs $334,506. Rates as of 5 September 2026; they move weekly and your quote will differ.

What each income level buys in Jefferson County

Prices below are what keeps housing at 33% of gross income, using Jefferson County’s 0.73% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.

Household incomeConventionalVAZero-down CUFHA
$75,000$319,000$263,000$241,000$257,000
$100,000$438,000$362,000$331,000$353,000
$125,000$558,000$460,000$421,000$449,000
$150,000$677,000$558,000$511,000$545,000
$200,000$915,000$755,000$692,000$737,000

How Forks compares to nearby towns

TownTypical homeYear over yearIncome needed
Forks (this page) $334,506+0.2% $78,000
Brinnon $367,426+0.3% $85,000
Quilcene $459,500+0.6% $104,000
Port Hadlock $465,220+0.3% $106,000
Chimacum $552,250-0.2% $124,000
Port Townsend $632,545-0.1% $141,000
Port Ludlow $651,167-0.6% $145,000

What this does not tell you

These are typical values, not listings. Half the homes in Forks sell for less than $334,506, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.

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