AffordWhat

Can You Afford a Home in Westport, WA?

A typical home in Westport is worth $317,813, up 0.3% over the past year. That is $8K below the Grays Harbor County typical of $325,970.

Income needed — 20% down $75,000 $2,052/mo, plus $63,563 down
Income needed — zero down (VA) $89,000 $2,443/mo, about $7,945 at closing

Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Westport costs $317,813. Rates as of 5 September 2026; they move weekly and your quote will differ.

What each income level buys in Grays Harbor County

Prices below are what keeps housing at 33% of gross income, using Grays Harbor County’s 0.8% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.

Household incomeConventionalVAZero-down CUFHA
$75,000$320,000$264,000$242,000$258,000
$100,000$437,000$361,000$331,000$353,000
$125,000$555,000$459,000$421,000$448,000
$150,000$673,000$556,000$510,000$544,000
$200,000$909,000$751,000$689,000$734,000

How Westport compares to nearby towns

TownTypical homeYear over yearIncome needed
Copalis Beach $241,464-2.1% $58,000
Hoquiam $246,956-4% $60,000
Aberdeen $281,523-3.3% $67,000
Westport (this page) $317,813+0.3% $75,000
Cosmopolis $333,069-0.4% $78,000
Ocean Shores $343,023-1.9% $80,000
Elma $373,386-0.1% $86,000

If Westport is out of reach, Copalis Beach, Hoquiam, Aberdeen sit lower in the same county — same commute shed, same schools district-by-district, less money.

What this does not tell you

These are typical values, not listings. Half the homes in Westport sell for less than $317,813, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.

Open the calculator for Westport