AffordWhat

Can You Afford a Home in Pomeroy, WA?

A typical home in Pomeroy is worth $257,065, up 10.1% over the past year. That is $4K above the Garfield County typical of $253,279.

Income needed — 20% down $61,000 $1,668/mo, plus $51,413 down
Income needed — zero down (VA) $72,000 $1,984/mo, about $6,427 at closing

Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Pomeroy costs $257,065. Rates as of 5 September 2026; they move weekly and your quote will differ.

What each income level buys in Garfield County

Prices below are what keeps housing at 33% of gross income, using Garfield County’s 0.66% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.

Household incomeConventionalVAZero-down CUFHA
$75,000$326,000$268,000$246,000$262,000
$100,000$446,000$367,000$337,000$359,000
$125,000$567,000$467,000$427,000$456,000
$150,000$687,000$566,000$518,000$553,000
$200,000$928,000$764,000$699,000$746,000

How Pomeroy compares to nearby towns

TownTypical homeYear over yearIncome needed
Pomeroy (this page) $257,065+10.1% $61,000

What this does not tell you

These are typical values, not listings. Half the homes in Pomeroy sell for less than $257,065, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.

Open the calculator for Pomeroy