Can You Afford a Home in Pasco, WA?
A typical home in Pasco is worth $421,383, up 0.1% over the past year. That is $0K below the Franklin County typical of $421,428.
Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Pasco costs $421,383. Rates as of 5 September 2026; they move weekly and your quote will differ.
What each income level buys in Franklin County
Prices below are what keeps housing at 33% of gross income, using Franklin County’s 0.73% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.
| Household income | Conventional | VA | Zero-down CU | FHA |
|---|---|---|---|---|
| $75,000 | $323,000 | $266,000 | $244,000 | $260,000 |
| $100,000 | $442,000 | $364,000 | $334,000 | $356,000 |
| $125,000 | $561,000 | $463,000 | $424,000 | $452,000 |
| $150,000 | $680,000 | $561,000 | $514,000 | $548,000 |
| $200,000 | $918,000 | $757,000 | $694,000 | $740,000 |
How Pasco compares to nearby towns
| Town | Typical home | Year over year | Income needed |
|---|---|---|---|
| Connell | $327,426 | +2.5% | $76,000 |
| Pasco (this page) | $421,383 | +0.1% | $96,000 |
| Mesa | $564,536 | +2.6% | $126,000 |
| Eltopia | $704,373 | +5.9% | $155,000 |
If Pasco is out of reach, Connell sits lower in the same county — same commute shed, same schools district-by-district, less money.
What this does not tell you
These are typical values, not listings. Half the homes in Pasco sell for less than $421,383, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.