Can You Afford a Home in Dayton, WA?
A typical home in Dayton is worth $251,635, up 1.3% over the past year. That is $27K below the Columbia County typical of $278,631.
Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Dayton costs $251,635. Rates as of 5 September 2026; they move weekly and your quote will differ.
What each income level buys in Columbia County
Prices below are what keeps housing at 33% of gross income, using Columbia County’s 0.85% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.
| Household income | Conventional | VA | Zero-down CU | FHA |
|---|---|---|---|---|
| $75,000 | $317,000 | $262,000 | $241,000 | $257,000 |
| $100,000 | $434,000 | $359,000 | $330,000 | $351,000 |
| $125,000 | $551,000 | $456,000 | $419,000 | $446,000 |
| $150,000 | $669,000 | $553,000 | $507,000 | $541,000 |
| $200,000 | $903,000 | $747,000 | $685,000 | $730,000 |
How Dayton compares to nearby towns
| Town | Typical home | Year over year | Income needed |
|---|---|---|---|
| Dayton (this page) | $251,635 | +1.3% | $61,000 |
What this does not tell you
These are typical values, not listings. Half the homes in Dayton sell for less than $251,635, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.