AffordWhat

Can You Afford a Home in Sequim, WA?

A typical home in Sequim is worth $562,843, down 2% over the past year. That is $69K above the Clallam County typical of $493,460.

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Income needed — 20% down $125,000 $3,434/mo, plus $112,569 down
Income needed — zero down (VA) $150,000 $4,125/mo, about $14,071 at closing

Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Sequim costs $562,843. Rates as of 5 September 2026; they move weekly and your quote will differ.

What each income level buys in Clallam County

Prices below are what keeps housing at 33% of gross income, using Clallam County’s 0.74% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.

Household incomeConventionalVAZero-down CUFHA
$75,000$325,000$268,000$246,000$262,000
$100,000$444,000$367,000$336,000$358,000
$125,000$563,000$465,000$426,000$454,000
$150,000$682,000$563,000$516,000$550,000
$200,000$920,000$759,000$696,000$742,000

How Sequim compares to nearby towns

TownTypical homeYear over yearIncome needed
Sekiu $345,286+0.6% $79,000
Port Angeles $453,796-0.2% $102,000
Sequim (this page) $562,843-2% $125,000

If Sequim is out of reach, Sekiu, Port Angeles sit lower in the same county — same commute shed, same schools district-by-district, less money.

What this does not tell you

These are typical values, not listings. Half the homes in Sequim sell for less than $562,843, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.

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