Can You Afford a Home in Chelan, WA?
A typical home in Chelan is worth $496,176, down 8.2% over the past year. That is $39K below the Chelan County typical of $534,896.
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Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Chelan costs $496,176. Rates as of 5 September 2026; they move weekly and your quote will differ.
What each income level buys in Chelan County
Prices below are what keeps housing at 33% of gross income, using Chelan County’s 0.71% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.
| Household income | Conventional | VA | Zero-down CU | FHA |
|---|---|---|---|---|
| $75,000 | $324,000 | $267,000 | $245,000 | $261,000 |
| $100,000 | $444,000 | $366,000 | $335,000 | $357,000 |
| $125,000 | $563,000 | $464,000 | $425,000 | $454,000 |
| $150,000 | $683,000 | $563,000 | $516,000 | $550,000 |
| $200,000 | $922,000 | $760,000 | $696,000 | $742,000 |
How Chelan compares to nearby towns
| Town | Typical home | Year over year | Income needed |
|---|---|---|---|
| Entiat | $466,065 | -0.5% | $105,000 |
| Wenatchee | $494,357 | +0.2% | $111,000 |
| Chelan (this page) | $496,176 | -8.2% | $111,000 |
| Peshastin | $509,332 | 0% | $114,000 |
| Malaga | $519,921 | +1.3% | $116,000 |
| Cashmere | $540,266 | +3.4% | $120,000 |
| Leavenworth | $663,724 | -1.3% | $146,000 |
If Chelan is out of reach, Entiat, Wenatchee sit lower in the same county — same commute shed, same schools district-by-district, less money.
What this does not tell you
These are typical values, not listings. Half the homes in Chelan sell for less than $496,176, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.