AffordWhat

Can You Afford a Home in Lind, WA?

A typical home in Lind is worth $205,892, up 1.3% over the past year. That is $102K below the Adams County typical of $307,472.

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Income needed — 20% down $48,000 $1,320/mo, plus $41,178 down
Income needed — zero down (VA) $57,000 $1,573/mo, about $5,147 at closing

Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Lind costs $205,892. Rates as of 5 September 2026; they move weekly and your quote will differ.

What each income level buys in Adams County

Prices below are what keeps housing at 33% of gross income, using Adams County’s 0.84% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.

Household incomeConventionalVAZero-down CUFHA
$75,000$333,000$275,000$252,000$269,000
$100,000$450,000$372,000$341,000$364,000
$125,000$567,000$469,000$430,000$458,000
$150,000$684,000$566,000$519,000$553,000
$200,000$919,000$760,000$697,000$743,000

How Lind compares to nearby towns

TownTypical homeYear over yearIncome needed
Lind (this page) $205,892+1.3% $48,000
Ritzville $236,238-3.3% $54,000
Othello $335,306-1.6% $76,000

What this does not tell you

These are typical values, not listings. Half the homes in Lind sell for less than $205,892, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.

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